该程序是否通过 Internet 明文发送密码?

Is this program sending passwords over the internet in the clear?

ofxclient looks like a full featured ofx library for interacting with your bank. But when you initially check your username and password it looks like you're sending an http request containing your password直接去银行。您的银行似乎不太可能允许您这样做,所以我想我不理解这段代码。

这是怎么回事?您是否应该做些什么来将其置于 SSL 之下?

看起来它正在使用 HTTPS 进行加密。