从 Android 获取交易历史记录 通过 API 支付？
Get the transaction history from Android Pay via API?
我们的应用程序（费用经理）想要从 Android Pay 中提取 交易历史记录 以便用户更容易输入他们的购买历史记录。这是否可能 - 通过 Android 应用程序 在进行购买的同一 phone 上或通过 外部 API ?
我找到了很多关于如何从应用程序中集成 Android 支付 付款的信息，但没有关于如何访问以前的交易的信息。
不幸的是，目前看来这无法通过任何 API 实现。它可能是出于安全目的。
查看交易历史的唯一方法是：
- 正在打开
Android Pay 应用。
- 触摸您用于支付的卡。
但可能有解决方法，但请记住，您应对自己的行为负责。
- 创建
AccessibilityService
- 订阅
AccessibilityEvent (for example focus on element) using onAccessibilityEvent()
- 建议用户在“设置”中启用您的服务并打开
Android Pay 应用。
- 使用
AccessibilityEvent 的 getText() 方法获取焦点元素的文本
- 使用
Intent 将其传递给您的 activity
在欧盟，提供银行数据访问权限的 API 的实施正在进行中，它将涉及所有银行，Android Pay as a service 将必须遵守它。
以下是一些值得一读的文章：
https://www.scribd.com/doc/298569302/The-Open-Banking-Standard
https://www.mckinsey.com/industries/financial-services/our-insights/data-sharing-and-open-banking
The European Union is rapidly advancing legislation that will, upon implementation in the next two
years, require UK banks (subject to consent from individuals and businesses) to open access to their
customer data and payments capabilities. The UK has diligently fostered a vibrant financial
technology environment and stands ready to reap the benefits of that legislation sooner than many
other markets. Other markets (in the EU and beyond) have begun to implement aspects of an open
banking standard, but none have produced a definitive outline of such a standard, let alone a
roadmap for its implementation. There is, therefore, a significant opportunity for the UK economy if we
take a lead in this space. This will require that we invest rigorously in development over the next 6-12
months.
...
Regardless of location, over the next 18 to 24 months banks should capitalize on their incumbent advantages by taking the following actions:
Explore data-sharing agreements with fintech and nonfinancial services firms to stay ahead of the curve.
Develop a perspective on APIs and their benefit to the bank’s service
model, both in leveraging mandated third-party access and potentially
extending access beyond statutory requirements.
Fully understand both
existing data privacy mandates and likely changes, and determine
their institution’s appetite for a less conventional approach. And
examine how customer messaging would best facilitate any such change.
我们的应用程序（费用经理）想要从 Android Pay 中提取 交易历史记录 以便用户更容易输入他们的购买历史记录。这是否可能 - 通过 Android 应用程序 在进行购买的同一 phone 上或通过 外部 API ?
我找到了很多关于如何从应用程序中集成 Android 支付 付款的信息，但没有关于如何访问以前的交易的信息。
不幸的是，目前看来这无法通过任何 API 实现。它可能是出于安全目的。
查看交易历史的唯一方法是：
- 正在打开
Android Pay应用。 - 触摸您用于支付的卡。
但可能有解决方法，但请记住，您应对自己的行为负责。
- 创建
AccessibilityService - 订阅
AccessibilityEvent(for example focus on element) usingonAccessibilityEvent() - 建议用户在“设置”中启用您的服务并打开
Android Pay应用。 - 使用
AccessibilityEvent 的 - 使用
Intent 将其传递给您的 activity
getText() 方法获取焦点元素的文本
在欧盟，提供银行数据访问权限的 API 的实施正在进行中，它将涉及所有银行，Android Pay as a service 将必须遵守它。
以下是一些值得一读的文章：
https://www.scribd.com/doc/298569302/The-Open-Banking-Standard https://www.mckinsey.com/industries/financial-services/our-insights/data-sharing-and-open-banking
The European Union is rapidly advancing legislation that will, upon implementation in the next two years, require UK banks (subject to consent from individuals and businesses) to open access to their customer data and payments capabilities. The UK has diligently fostered a vibrant financial technology environment and stands ready to reap the benefits of that legislation sooner than many other markets. Other markets (in the EU and beyond) have begun to implement aspects of an open banking standard, but none have produced a definitive outline of such a standard, let alone a roadmap for its implementation. There is, therefore, a significant opportunity for the UK economy if we take a lead in this space. This will require that we invest rigorously in development over the next 6-12 months.
...
Regardless of location, over the next 18 to 24 months banks should capitalize on their incumbent advantages by taking the following actions:
Explore data-sharing agreements with fintech and nonfinancial services firms to stay ahead of the curve.
Develop a perspective on APIs and their benefit to the bank’s service model, both in leveraging mandated third-party access and potentially extending access beyond statutory requirements.
Fully understand both existing data privacy mandates and likely changes, and determine their institution’s appetite for a less conventional approach. And examine how customer messaging would best facilitate any such change.