哪些 Stripe 帐户密钥明确地告诉我用户已完全入职？

Question

重要背景

我特别询问关于加入 Stripe Connect Express 帐户类型的问题。我不想让用户直接接受付款。我会收款，然后付款。

我的问题

如果我有一个带有以下键的 Stripe Account 对象：

dict_keys(['id', 'object', 'business_profile', 'capabilities',
           'charges_enabled', 'country', 'created', 'default_currency',
           'details_submitted', 'email', 'external_accounts', 'future_requirements',
           'login_links', 'metadata', 'payouts_enabled', 'requirements',
           'settings', 'tos_acceptance', 'type'])

这些密钥中的一个会明确地告诉我帐户已完全启用...

或

它是键的组合吗？

我的问题（详细式）

details_submitted: 是否已提交帐户详细信息。在此之前，标准帐户无法接收付款。

You can check the state of the details_submitted parameter on their account to see if they’ve completed the onboarding process. (source)

After a user is redirected to your return_url, check the state of the details_submitted parameter on their account (source)

charges_enabled：账号是否可以创建直播费用

A user that’s redirected to your return_url might not have completed the onboarding process. Retrieve the user’s account and check for charges_enabled. If the account isn’t fully onboarded, provide UI prompts to allow the user to continue onboarding later.

payouts_enabled：Stripe 是否可以向该帐户发送付款。

When you receive an account.updated webhook notification or fetch an account via the API, you receive an Account object. The Account object’s charges_enabled and payouts_enabled indicate whether the account can create charges and accept payouts. (source)

requirements.currently_due：需要收集的字段以保持帐户启用。

这里的想法是，如果收集了所有详细信息，currently_due 数组将为空，表示他们已入职。

<StripeObject at 0x2846293d5c8> JSON: {
  "alternatives": [],
  "current_deadline": null,
  "currently_due": [],
  "disabled_reason": null,
  "errors": [],
  "eventually_due": [
    "person_aaaaaaaaaaaaaaaa.dob.day",
    "person_aaaaaaaaaaaaaaaa.dob.month",
    "person_aaaaaaaaaaaaaaaa.dob.year",
    "person_aaaaaaaaaaaaaaaa.ssn_last_4"
  ],
  "past_due": [],
  "pending_verification": []
}

再问一次，我的问题

因此，仅检查 details_submitted 是否足以验证某人是否已完全入职？或者它是上面的组合，比如 details_submitted AND requirements['currently_due'] AND ... 你明白了。

证明/证据的链接比一般意见答案更有帮助。

类似问题

- 标准帐户类型的特定问题。
- 不确定我是否相信这个答案，因为我没有在主要的 Stripe 文档中看到这个。

Answer 1

入职是逐步发生的（例如，如果不预先收集验证要求，验证要求会随着时间的推移而改变），所以简短的回答是：没有一个属性您可以查看以判断是否和帐户已完全启用。

You'll want to check the currently_due and eventually_due properties on the Account object 以辨别帐户是否正在成为 fully-onboarded。一旦满足验证要求，一般认为是'fully onboarded'.

来自docs：

The Account object has a requirements hash, representing the requirements needed to verify the account. The requirements hash has the following arrays:

eventually_due: Information in this array isn’t needed immediately, but it will be when certain thresholds are hit. All required
information starts in this array.

currently_due: Information in this array needs to be collected by the current_deadline and is a subset of eventually_due.

past_due: Information in this array means the account is disabled because the required information wasn’t collected. past_due is a
subset of currently_due.

这里还有 country-specific 入职要求的好资源：https://stripe.com/docs/connect/required-verification-information

哪些 Stripe 帐户密钥明确地告诉我用户已完全入职？

What Stripe Account Keys Tell Me DIFINITIVELY That a User is Fully Onboarded?

python

stripe-payments

重要背景

我的问题

我的问题（详细式）

再问一次，我的问题